Wekeza ("we", "us", "our") is an investing mini app operating within the M-Pesa Super App. This Privacy Policy explains how we collect, use, share, and protect your information when you use Wekeza to invest in Capital Markets Authority (CMA) approved products.

We collect information necessary to open and manage your investment account, including:

• Identity information, such as your name, national ID number, and date of birth, required for Know Your Customer (KYC) checks.
• M-Pesa account and transaction details needed to process deposits and withdrawals.
• Investment activity, including product selections, contribution amounts, and portfolio performance.
• Device and usage data, such as app interactions, to help us improve Wekeza.

We use your information to:

• Verify your identity and comply with KYC and anti-money laundering regulations.
• Process your investments, withdrawals, and account statements.
• Communicate important updates about your investments.
• Improve the security, performance, and features of Wekeza.

We share information only where necessary, including with Safaricom M-Pesa to process transactions, with licensed fund managers who administer CMA-approved investment products, and with regulators such as the Capital Markets Authority where required by law. We do not sell your personal information to third parties.

We apply industry-standard encryption and access controls to protect your data. Financial transactions are processed through secure, regulated channels and monitored for fraudulent activity.

You may request access to, correction of, or deletion of your personal information, subject to our regulatory record-keeping obligations. You may also request a copy of your investment and transaction history at any time.

We may update this Privacy Policy from time to time. Material changes will be communicated to you within the Wekeza mini app.

If you have questions about this Privacy Policy or how your data is handled, contact our support team through the Wekeza mini app or M-Pesa customer support.